Craziness

1 Jul

Do you ever have those moments where you’re talking to someone and they say something so ridiculous that you don’t even know how to respond?  It happens to me quite frequently at work :)

Today was one such example.  I was chatting with a coworker’s daughter (who is 20-21ish, I believe) and she was excitedly telling me about the purchase of her new vehicle- a Jeep Wrangler.

Jeep Wrangler Laredo

Kinda like this. (Photo credit: Wikipedia)

I didn’t get into specifics about the car, but it looked fairly new.  She continued on to tell me about the “great deal” she got on it… monthly payments of only $311 per month… for only 84 months!

Holy cow.  Is that normal for a car payment?  I had to dust off the calculator (I wish that was a joke,  I really need to brush up on my mental math) but figured out that is 7 years!  7 years of paying off one car?!  I think I much prefer the method of saving up until you can afford a vehicle and paying it in full.

And don’t even get me started on the fact that she’s spending close to $26k when all is said and done.  This girl doesn’t even have a full time job yet!  A $26,000 vehicle is really not necessary at this point in your life, chica.  Ughhh….

Am I the only one who sees craziness in this situation?  Please tell me I’m not alone! :)

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4 Responses to “Craziness”

  1. Sweta August 27, 2013 at 4:50 pm #

    No you aren’t alone, that is freaking crazy! Also, if I was going to finance a car, whether for 3 years or a decade, I would chose something more reliable and gas efficient like a Honda.

    • Ashley August 27, 2013 at 8:37 pm #

      glad i’m not alone :) and yeah, you have a good idea. pick something that will last you FOREVER! ;)

  2. Crystal@TheFastFitRunner September 26, 2013 at 3:25 pm #

    Absolutely not. We were going to pay cash for our last car, but….my dad’s credit union offered 1.9%, and that is such cheap money, that it didn’t make sense NOT to finance it. I drove my Toyota Corolla happily to my first law firm job. It was paid off, so I was going to drive it forever. We sold it to my sister and I took on my husbands 5 year old car, and he got a truck (because we are always moving stuff and needed more room with the baby). But it is hte same for leasing vehicles or getting new vehicles every 2-3 years….its just not financially wise, at all!!!!

    • Ashley September 27, 2013 at 9:17 am #

      haha- good, we are definitely on the same page! it’s nice to have a paid off car :)

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